Virginia Gun Owners Forum - VGOF

While we should all review our bank statements closely, if I were a BASS fishing PROfessional who also liked to SHOP, I'd keep an especially close eye on my finances. Primarily any credit cards I'd used at certain online stores. I wouldn't worry as much about in-store purchases, but definitely those .COMs. [NFI]

Didn't quite get that subtle suggestion....

OakRidgeStars wrote:Didn't quite get that subtle suggestion....

Subtle isn't really one of my strengths. (I'm really only concerned about search engines and $dayjob.)

Saturday my bank, that handles the account that I use for online transactions, actually did a damn good job and stopped someone from taking what little money I keep in that account...good thing I keep some cash on hand and have multiple accounts at unaffiliateds local banks for times like this

Had some trouble recently with my card. Twice in the past year my CC company has stopped fraudulent transactions, one in England and then again in Spain. Both happened shortly after purchases from the iTunes store. Time to go back to iTunes cards.

I have a Chase Sapphire card and they call me as soon as they see any wacky stuff. I've been cloned a few times, so it's nice to know they are watching.
My Apple Federal CU debit card was cloned at Safeway. A friend, and the cop investigating the case, both had their cards cloned at Safeways. Be wary, and never hand your card to anyone. I've had cashiers get pissy with me, but too bad - if they make a huge deal about it, I assume they are up to no good.

We are going through an identity theft issue right now. Looks like someone who works at a hospital that took care of my wife stole her info. This person made some fake ID's and a fake insurance card and has used my wife name and our health insurance to acquire well over 3,000 narcotic pills since February. This person has also been getting other medical treatment for diabetes and some other crap. All the drug and medical treatment have occurred in Kentucky, Tennessee, West VA, VA and PA.

We just discovered this while my wife was in a hospital in Fauquier County on Monday. She was admitted for a neurological disorder, but after a day of being there, the hospital staff accused her of being a drug seeker and literally kicked her out. No matter what we said, they refused to continue to treat her. On her discharge papers, the doctor even put "Drug Seeking Behavior" as the diagnosis. The nurse also blurted all this out in front of other people that are not authorized to have access to my wife's medical records or information.

Because of what they put on my wife's national healthcare record (thanks Obama) other hospitals refused to treat her. Our primary care doc took over her treatment, thank God.

Now, along with pursuing the ID theft issue, we are lunching a civil suit against the hospital for slander, defamation, failure to render aid and violating HIPA laws.

What a friggin' week.

Channel 12 was reporting today that hacking of debit cards is growing like crazy.

I can't believe its so easy. Take Camp Perry, Ohio in 29 years. Never north of VA except to PA once about 7 years ago.

If someone tries to use my credit card number anywhere outside the central/eastern states the credit card company should be, SHOULD BE, taking note and looking into it.

Years ago, we had $15,000 in false charges on a credit card with a $10,000 limit. Turned out the company the purchases were made to was a graphics design company used by the credit card company. The credit card company immediately took care of the issue after I pointed out that I'd never used the card north of VA, the card had a $10,000 limit, so how in the hell did they even allow it to be charged to over $20,000 and the company involved was a company they used themselves. Never heard anything else from them after that and paid the card off and went to a different bank.

My wife and I go over our card statements every month before we pay the bills.

I understand the point about the credit card company should monitor transactions for out-of-area purchases. But I don't think it's always all that simple. I'll assume they can know that when someone in Virginia buys something online from someplace in California that it was an online transaction. But what I've run into is that on occasions the past year, I've actually been in Virginia one day and Arizona, Colorado, North Carolina, Tennessee, West Virginia, South Carolina, New York, Nevada or Florida the next day. It is a real PITA to have the card company refuse your card when you present it while on an out-of-town trip because it detects an "outside of area" transaction. Checking into a hotel at 2am in New York is a really bad time to have to call the credit card company to convince them it really is you. I've had that happen with the company's gas card before, too. Filled up on Charleston, SC, drove 85 across SC, 65 & 70 across NC, and 70 in TN. Tried to buy gas in Erwin, TN. Card refused. Called the company. I was told I couldn't possibly have travelled that far that fast. I had to pay cash. The company has a different gas card now. On the other card I had that kind of trouble with, I had to make a call or two and forcefully make the point that the reason I had the damned card to begin with was for travel. If it hadn't been for the local bank the card was issued through, I don't know if I could have gotten that mess fixed or not.

Now, having said all that, if someone did manage to charge something to the card(s) that was fraudulent and unauthorized, I would not hesitate to tell the card company it was their loss because they allowed a fraudulent charge. So life ain't always easy for the credit card companies. But screw 'em; they make too much money to feel sorry for.

Did you ever notice everytime that there is an error....It's always in their favor !

Snakester wrote:Did you ever notice everytime that there is an error....It's always in their favor !

>>>>>>>>>>>>>>>>

I once called about such an error and was told by someone that "they don't make errors, they just record other people's errors".

On of the things theifs will do is sell stolen credit cards in geographic area of the original card holder, this makes it tougher for banks to determine fraud.
I addition I have alerts whenever any of my cards are used it was annoying at first but caught a few little charges that were incorrect.

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All this, here...

This is why I have never had a credit card, and don't have a bank account.

All these anecdotes sound stressful, and in Marcs case, potentially life threatening.

[ Post made via Mobile Device ]

Is there a reason BassPro was mentioned in this? I just bought something from them off line


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Quigley wrote:Is there a reason BassPro was mentioned in this? I just bought something from them off line

And ORS implied that my posting wasn't subtle...

I use DoNotTrackMe card obfuscation and so far so good


Retired Army Paratrooper