Buying a .40 cal Pistol - Almost

[Dragonfly]

Need some advise (Oh oh). I’m looking to add another concealed carry in the .40 size. I have a PM9 and love it so I’m thinking to upgrade to a PM40 but I also like the XD40 Subcompact. I did find a couple of used XD40 Sub but the price was not much better than what is advertised as new on the web.